CCoinkin
Household money, without the spreadsheet

Know where your money is going — and what comes next.

Coinkin turns your statements into one shared view of spending, budgets, goals, bills and the months ahead. Less sorting. Better decisions together.

Start free See how it works

No card required · Import your first statement in minutes

Good morning, Jamie

Your household at a glance

Available this month

RM 3,240

after planned bills

Saved this year

RM 9,680

72% of target

Net worth

RM 184,320

up RM 4,280

90-day cash outlook

RM 12,840

Healthy buffer
Today30 days60 days90 days

September spending

RM 4,560 total
HomeRM 2,480
FoodRM 1,320
TransportRM 760
Holiday fundRM 7,200 / 10,000
Private family workspace CSV, PDF, Excel & OFX Built to share You approve every import
A calmer weekly rhythm

From messy statements to a plan you can trust.

Coinkin does the repetitive sorting, then gives you a short review. Your records stay accurate because you make the final call.

Create your ledger
  1. 01

    Bring in a statement

    Upload CSV to start free. Supported plans also read PDF, Excel, OFX/QFX and Wise statements — no bank connection required.

  2. 02

    Review the tidy-up

    AI suggests categories and remembers merchant rules. Check the result, adjust anything unusual, then confirm.

  3. 03

    See what changes next

    Budgets, recurring bills and account balances come together in a daily forecast, so decisions are based on more than last month.

Four everyday questions

The useful answer, without building another spreadsheet.

Clean books

Where did it all go?

Turn rows from different accounts into one readable household ledger. Review categories by merchant, spot transfers, and keep the history clean.

  • AI-assisted categories
  • Reusable merchant rules
  • Nothing confirmed without you
Ready to review

September statement

47 rows recognized

43 matched

Village Grocer

Groceries · Today

− RM 184.60

Salary

Income · Yesterday

+ RM 8,500

Electricity

Home · 16 Sep

− RM 132.40
You review before anything is confirmed
Shared plan

Are we on track this month?

Give each important category a clear target. Both partners see the same progress, without reconciling two versions of a sheet.

  • Monthly category budgets
  • Shared household access
  • Progress that is easy to scan
September plan

Left to spend

RM 3,240

On track
GroceriesRM 1,320 / 1,800
DiningRM 460 / 600
TransportRM 540 / 900
FunRM 250 / 500
Goals & bills

What are we saving for?

Keep a holiday, emergency fund or deposit visible beside the subscriptions and recurring bills competing for that money.

  • Goal targets and progress
  • Recurring payment visibility
  • Upcoming bill reminders
Goals & recurring bills

Family holiday

Target · June 2027

RM 7,200 of RM 10,000

On pace · RM 400 this month

Bills due before paydayRM 486
Look ahead

Can we afford it?

Test a purchase against expected income, bills and current balances. See the lowest point ahead — not just today’s account total.

  • Daily cash-flow projection
  • 30, 60 and 90-day view
  • Clear headroom after a purchase
Can we afford…

Purchase

RM 2,400

On

15 October

Yes — looks fine

Projected balance

RM 8,920

Headroom after purchase

RM 6,520

Based on your balances, recurring income and planned bills.

Built for real households

A clear answer beats a perfect spreadsheet.

Coinkin combines the parts that usually live in separate files, banking apps and reminders — while keeping you in control of every transaction.

A spreadsheet you update after the factA forecast that changes with your plan
One person knows how it worksOne shared household view
Subscriptions hidden in transaction rowsRecurring bills collected in one place
Manual categories every monthRules that remember familiar merchants
Everyday plans

Start free. Grow only when you need to.

Bring in one account on Free and build from there. Premium includes a 14-day trial with no card required.

Free

Try the essentials at no cost.

RM 0/mo
  • 1 account
  • Manual categorization
  • 25 AI assistant actions/mo
  • CSV imports
  • 250 MB statement storage
Start free

Basic

For the essentials.

RM 23/mo
billed RM 280/yr
  • Up to 3 accounts
  • Unlimited CSV imports
  • 100 AI assistant actions/mo
  • 1 GB statement storage
Start with Basic

Premium

Most popular

For your whole family.

RM 54/mo
billed RM 650/yr
  • Unlimited accounts, up to 5 members
  • PDF, OFX/QFX & Wise imports
  • 1,000 AI assistant actions/mo
  • 5 GB statement storage
  • Multi-currency with live FX
Start 14-day free trial
Not sure which fits? Start with Free — you can change plans whenever your household needs more. Compare plans in detail →
Before you start

A few sensible questions.

Still deciding? Start with one account on Free. You can build the rest of your household when it feels useful.

Read how we handle your data

Make the next money conversation a shorter one.

Open a free ledger, bring one statement, and see your household more clearly.

Start free

No card required